RefinanceUSA Mortgage Refinance Calculator

Privacy Policy

Last updated: April 20, 2026

1. Overview

RefinanceUSA ("we," "our," or "us") operates the website at refinanceusa.com (the "Site"). This Privacy Policy explains what information we collect, how we use it, and your rights regarding that information. By using the Site, you agree to the practices described here.

2. Information We Collect

Information you provide: The mortgage calculator on this Site accepts numerical inputs (loan amounts, interest rates, loan terms) solely to perform calculations. We do not ask for your name, email address, Social Security number, or any other personally identifiable information to use the calculator.

Automatically collected information: When you visit the Site, our servers and third-party analytics services may automatically collect:

3. Cookies & Tracking Technologies

We use cookies and similar technologies to improve your experience and understand how visitors use the Site.

Google Analytics: We use Google Analytics to collect anonymized usage statistics (page views, session duration, traffic sources). Google Analytics may set cookies on your device. You can opt out by installing the Google Analytics Opt-out Browser Add-on.

Google AdSense: We display advertisements served by Google AdSense. Google may use cookies to show you ads based on your prior visits to this Site and other websites. You can opt out of personalized advertising at google.com/settings/ads.

You can disable cookies in your browser settings; however, some parts of the Site may not function as intended.

4. How We Use Your Information

We do not sell, rent, or trade any personally identifiable information to third parties.

5. Third-Party Services

The Site integrates with the following third-party services, each governed by their own privacy policies:

We are not responsible for the privacy practices of these third parties.

6. Data Retention

We do not store calculator inputs or results. Analytics data collected by Google is retained according to Google's own data retention policies (typically 14 months for standard GA4 properties). We do not maintain our own database of user activity.

7. Children's Privacy

This Site is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will promptly delete it.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

Since we collect minimal personally identifiable information, most requests can be handled by clearing your browser cookies. For other requests, contact us at the email below.

9. California Residents (CCPA)

California residents have the right to know what personal information is collected, request deletion of personal information, and opt out of the sale of personal information. RefinanceUSA does not sell personal information. To exercise your rights, contact us using the information below.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. We encourage you to review this page periodically. Continued use of the Site after changes are posted constitutes your acceptance of the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: